Financial technology dealmaking continues to surge, recently led by payments M&A. But firms’ organic talent growth and pursuit of partnerships could increasingly provide alternatives to mergers even as the current level of activity continues apace. “In the banking market, [companies] have a lot more tools at their disposal,” EY Americas Fintech and Payments M&A Leader Sara Elinson says. “Go back five years ago, and to enter digital markets, you had to acquire.”
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