Fred Liu is Senior Director at Visa Inc. and is responsible for leading new product development in Visa’s Global Risk Products and Business Intelligence organization, whose teams deliver value across fraud risk, credit risk, and business intelligence solutions. In this role, he focuses on delivering sophisticated solutions to financial institutions, merchants and acquirers that are used across more than 200 countries and territories worldwide.�He has over 15 years of experience in retail and commercial payments covering strategy, customer-centric product development, digital (mobile, analytics etc.), authentication, business development, operations, enterprise risk management, risk model development, and new technology assessments.����Prior to joining Visa, Fred was a data architect at IBM Global Services, and a consultant with Ernst and Young, where he managed large-scale e-business application development for global companies. Fred holds a B.S. degree in Accounting and International Business from the University of Washington.
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